{"id":101,"date":"2018-08-13T02:00:00","date_gmt":"2018-08-13T14:00:00","guid":{"rendered":"https:\/\/www.insuranceblueridge.com\/blog\/?p=101"},"modified":"2018-08-10T14:02:11","modified_gmt":"2018-08-10T20:02:11","slug":"are-there-different-types-of-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.insuranceblueridge.com\/blog\/are-there-different-types-of-boat-insurance\/","title":{"rendered":"Are There Different Types of Boat Insurance?"},"content":{"rendered":"<p>Boat owners who live in the Blue Ridge, GA are can rely on the agents of The Insurance Mart if they need help deciding on the right boat insurance policy. It&#8217;s important to know what type of coverage works best for your boat according to its age, condition, and how you use it. Talking to a licensed agent will give you the information you need to make an informed choice.<\/p>\n<p><strong>Agreed Value and Actual Value Coverage<\/strong><\/p>\n<p>An &quot;Agreed Value&quot; policy pays the value you agreed on when you took out the policy. Partial loss claims can be filed if repairs are needed.&nbsp;An &quot;Actual Value&quot; policy will pay you the actual value of the boat based on resale value at the time. With an Actual Value policy, the amount will change as the boat gets older and depreciation begins to affect its resale price.&nbsp;<\/p>\n<p><strong>Other Types of Coverage<\/strong><\/p>\n<p>There are other types of coverage you can include in a boat policy. They include liability, medical, environmental, hull and tow insurance among others. Liability and medical are essential forms of coverage if you carry passengers on your watercraft at any time. These types of coverage protect you from financial loss if anyone is ever injured while riding in your boat.<\/p>\n<p>The agents at The Insurance Mart serve residents who live in or near Blue Ridge, GA and many of the surrounding communities. If you own a boat or are thinking about buying one, it&#8217;s important that you understand the types of insurance you will need to have in place before you put it in the water for the first time. Call and schedule an appointment with your insurance agent today so you have the answers you need!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boat owners who live in the Blue Ridge, GA are can rely on the agents of The Insurance Mart if they need help deciding on the right boat insurance policy. It&#8217;s important to know what type of coverage works best for your boat according to its age, condition, and how you use it. Talking to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,5],"class_list":["post-101","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-blue-ridge-ga","tag-the-insurance-mart"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Boat owners who live in the Blue Ridge, GA are can rely on the agents of The Insurance Mart if they need help deciding on the right boat insurance policy. It&#039;s important to know what type of coverage works best for your boat according to its age, condition, and how you use it. 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