{"id":138,"date":"2019-11-26T03:00:00","date_gmt":"2019-11-26T15:00:00","guid":{"rendered":"https:\/\/www.insuranceblueridge.com\/blog\/?p=138"},"modified":"2019-11-26T15:08:32","modified_gmt":"2019-11-26T21:08:32","slug":"understanding-georgia-minimum-auto-insurance-requirements","status":"publish","type":"post","link":"https:\/\/www.insuranceblueridge.com\/blog\/understanding-georgia-minimum-auto-insurance-requirements\/","title":{"rendered":"Understanding Georgia Minimum Auto Insurance Requirements"},"content":{"rendered":"<p>While you have to get auto insurance in order to register your car in Georgia, the minimum requirements for a valid policy may leave you spending more money than you expect when you need insurance the most. At The Insurance Mart servicing Blue Ridge, GA we take the time to make sure you get the coverage you really want, need, and can afford.<\/p>\n<h3>Minimum Liability Pays Them&#8211;Not You<\/h3>\n<p>A minimum auto insurance policy provides you with protection in the event that you cause an accident. The driver of the other vehicle will be paid up to $25,000 for their medical bills and up to $25,000 to fix their car and property. It does not help you get your car back on the road or take care of your injuries. While this is valuable protection for your bank account, it may not really provide the assistance you need to carry on with your busy life.<\/p>\n<h3>Get Your Ride Fixed when You Add Collision and Comprehensive<\/h3>\n<p>If you want to make sure that you can afford to get your vehicle fixed after a fender bender, consider adding collision or comprehensive protection to your policy. You will still pay your deductible on each claim, but your insurance can help to defray the cost of a new bumper, replacing a wheel, and erasing the damage with a new paint job.<\/p>\n<h3>Fact Check: Will the Minimum Cover Their Costs?<\/h3>\n<p>Finally, you must consider if the minimum protections will actually take care of the other people affected by the event. If your Blue Ridge, GA neighbors all drive fancy sports cars or SUVs, and their vehicle is totaled by your actions, you could end up paying the additional cost of replacing their ride. Talk to your agent at The Insurance Mart to make sure your auto insurance has all the protection you really need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While you have to get auto insurance in order to register your car in Georgia, the minimum requirements for a valid policy may leave you spending more money than you expect when you need insurance the most. At The Insurance Mart servicing Blue Ridge, GA we take the time to make sure you get the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[8,5],"class_list":["post-138","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-blue-ridge-ga","tag-the-insurance-mart"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"While you have to get auto insurance in order to register your car in Georgia, the minimum requirements for a valid policy may leave you spending more money than you expect when you need insurance the most. 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