{"id":182,"date":"2021-09-30T04:00:00","date_gmt":"2021-09-30T10:00:00","guid":{"rendered":"https:\/\/www.insuranceblueridge.com\/blog\/?p=182"},"modified":"2021-09-30T12:37:00","modified_gmt":"2021-09-30T18:37:00","slug":"types-of-life-insurance","status":"publish","type":"post","link":"https:\/\/www.insuranceblueridge.com\/blog\/types-of-life-insurance\/","title":{"rendered":"Types of Life Insurance"},"content":{"rendered":"

Life insurance is an investment and, like with any investment, you need to know your options. Here at The Insurance Mart serving the area of Blue Ridge, GA, we would like to talk about the two main types of life insurance available to you so that you can make an informed choice when it comes to making sure your family is taken care of after your death.<\/p>\n

Term Life Insurance<\/h2>\n

Term life insurance is just that, life insurance for a specified term or timeframe in your life. If you die within that term, the death benefit is paid out to the beneficiaries that you have listed in your policy. If you don’t die, then you have to renew your policy or let it lapse. The benefit of this type of policy is that the premium is (usually) lower in the beginning. As you age, it often gets harder to renew, more expensive to have, or both.<\/p>\n

Cash Value Life Insurance<\/h2>\n

This type of life insurance has several different names but the most common alternative is whole life insurance. This type of insurance is for the entire length of your life. It is paid to your beneficiaries upon your death. This type of insurance may also have a cash value attached to it in addition to the death benefit. There are several benefits to this type of policy, the only real downside being that the premiums are expensive in the beginning. However, in the long run, the insurance premium evens out.<\/p>\n

Act Today<\/h2>\n

To get your head around the type of life insurance that will best suit you and your pocket, speak to the people at The Insurance Mart serving Blue Ridge, GA today and rest easy knowing that your family is in good hands.<\/p>\n","protected":false},"excerpt":{"rendered":"

Life insurance is an investment and, like with any investment, you need to know your options. Here at The Insurance Mart serving the area of Blue Ridge, GA, we would like to talk about the two main types of life insurance available to you so that you can make an informed choice when it comes […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,5],"class_list":["post-182","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-blue-ridge-ga","tag-the-insurance-mart"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t