{"id":49,"date":"2017-01-18T17:32:44","date_gmt":"2017-01-18T23:32:44","guid":{"rendered":"http:\/\/insuranceblueridge.com\/blog\/?p=49"},"modified":"2017-02-23T09:44:15","modified_gmt":"2017-02-23T15:44:15","slug":"auto-insurance-basics-to-consider","status":"publish","type":"post","link":"https:\/\/www.insuranceblueridge.com\/blog\/auto-insurance-basics-to-consider\/","title":{"rendered":"Auto Insurance Basics to Consider"},"content":{"rendered":"<p>When looking for car insurance, many factors influence the price that you pay for your premium.\u00a0 Some factors are unchangeable such as your age and if you are a are male or female.\u00a0 However, there are\u00a0other factors in <span class=\"scayt-misspell-word\" data-scayt-word=\"wich\" data-scayt-lang=\"en_US\">wich<\/span> you can control:<\/p>\n<p><strong>Accident History<\/strong><br \/>\nThe number of insurance claims presented in past years can have an effect on your premium.\u00a0 If you have a history vehicle\u00a0accidents, the insurance company\u00a0will want to look at your driving record and understand who or what has caused the accidents.<\/p>\n<p><strong>Ticket and DUI History<\/strong><br \/>\nIf you have been pulled over by the police many times for speeding and it has resulted in your receiving tickets, this too will push your premium high\u00a0as you are considered a risky driver.<\/p>\n<p>If you have received a DUI, this stays on your record and can\u00a0affect\u00a0the insurance\u00a0premium for up to 10 years.\u00a0 If you have received multiple DUIs, many insurance companies will refuse to provide insurance at all.<\/p>\n<p><strong>Residence<\/strong><br \/>\nWhere you call home can affect the premium if the\u00a0area\u00a0has a record\u00a0and\u00a0high risk of theft or vandalism. Those living in a busy urban area will experience an increase as compared to those in suburban or small town residentials areas.<\/p>\n<p>On the flipside, if you live in a suburban or small town and drive a distance to get into the\u00a0city to work, this is also taken into consideration because of\u00a0miles were driven to get to work as well as where the vehicle is parked during work hours.<\/p>\n<p>To discuss your insurance needs and receive a quote, call The Insurance Mart in\u00a0Blue Ridge, GA to learn more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When looking for car insurance, many factors influence the price that you pay for your premium.\u00a0 Some factors are unchangeable such as your age and if you are a are male or female.\u00a0 However, there are\u00a0other factors in wich you can control: Accident History The number of insurance claims presented in past years can have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,1],"tags":[],"class_list":["post-49","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/posts\/49","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/comments?post=49"}],"version-history":[{"count":4,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/posts\/49\/revisions"}],"predecessor-version":[{"id":56,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/posts\/49\/revisions\/56"}],"wp:attachment":[{"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/media?parent=49"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/categories?post=49"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceblueridge.com\/blog\/wp-json\/wp\/v2\/tags?post=49"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}