Each time you cast off in your boat, you want to have peace of mind knowing that you’ll be covered if an accident or unexpected event occurs. To get this piece of mind, you’ll need an insurance policy that will protect your boat and finances no matter what.
Depending on your boat, location, and policy choice, there may be additional coverage options available to you, but for the most part, when it comes to boat insurance, you’ll be working with a policy that provides standard coverage options. This includes physical property damage coverage and liability coverage.
Physical Property Damage Coverage
Physical property damage coverage will protect your boat from losses that may be caused by fire, collision, theft, sinking, storms, or other catastrophic events. Generally speaking, your hull, anchors, motors, batteries, fuel tanks, safety equipment, and other permanent boat components will be covered under this type of insurance. Again, depending on the policy that you choose, you may be able to get things like your trailer and other boat-related components covered as well.
This type of insurance protects you and your finances from liability claims. If your boat were to cause physical property damage to another boat or structure or if it were to cause personal injuries to someone else, a good liability plan will protect you from possible lawsuits and the subsequent costs.
The Insurance Mart Can Help
Are you a Blue Ridge, GA resident who is looking for boat insurance? The Insurance Mart serves residents of Blue Ridge, GA and would be happy to work with you to find a boat insurance plan that meets your unique needs. To learn more about the boat insurance policies that we offer and to speak with an agent today, give us a call or visit our nearest office.