Just as you are required to carry liability insurance on your car, you are also required to carry coverage on your RV. While the two policies may have some similarities, due to the nature of the vehicle, an RV must have a specialized policy. The team at The Insurance Mart has worked with RV owners in the Blue Ridge, GA area for many years. Like you, they enjoy the area lakes and recreation areas so the understand your needs.
As the RV combines elements of both a vehicle and a living space, insurance policies have to recognize both of these elements. Other factors that will determine appropriate insurance coverage include the size, weight and special features the RV has. RVs are rated as Class A, B or C. Class A motor homes are large RVs with full size features designed for long term use. Class B RVs are smaller vehicles and have far fewer amenities. These “camper vans” are most often for short term use. Class C motorhomes are a mid-size RV. While they are smaller than a Class A, many people see Class C RVs as a more economical choice for their family. Another factor that determines coverage levels is the amount of use the RV will get.
RV insurance policies protect with liability, personal injury and collision coverage. They can also provide coverage for full replacement should your RV be stolen or totaled in a collision. There are also policies that will cover your personal effects. Additional coverage can protect elements that are attached such as awnings or satellite dishes.
The team at The Insurance Mart can help you with your RV insurance needs in the Blue Ridge, GA area. Call today and get the protection you need!