What is a home inventory and why do I need one

Blue Ridge, GA refers to itself as “Georgia’s Coolest town” and no one can question that it is a great place to call home. Sadly, even in the coolest place, things happen that can damage your home. It is not something that anyone likes to think about but it is a reality. Filing a claim is not something anyone looks forward to but there are some things that can make it less of a hassle. A home inventory is one of those things. The Insurance Mart wants to make sure that you understand that they are there for you through all the times of your life.

A home inventory is a record of all of your possessions. In some cases that may be very minimal but more likely, you have lots of things that you own and may only use seasonally or rarely and that you never think about. There are several different ways that you can go about creating an inventory. The more traditional approach is to use paper and pen to write down the items that are in each room. This can be supplemented with photos to add additional verification. Don’t forget closets, the basement, and attic. 

If you are able to do the inventory digitally that is another option. No matter which way you opt to create your inventory you need to make it as detailed as possible and also include as much backup info as possible in the form of invoices or receipts. Once your inventory is complete it should be stored in a safe place like a safety deposit box or possibly in the cloud. You want it to be easily accessible if the need arises. 

When you are ready to talk about your home insurance, The Insurance Mart in Blue Ridge, GA is there to discuss your needs with you. Stop by the office or give us a call for a no-obligation quote.