Are You Referring To My Shed Out Back?
Good try – but no, your shed, detached garage or storage building is generally part of your homeowner’s insurance policy proper.
So, what exactly is secondary dwelling insurance? It could be your shed, detached garage or storage building however, now it is being reformatted for use as a dwelling. That means you have decided to convert this space for habitation. The structure can be attached to the home or detached. The stipulation is that the dwelling is on the same lot of property as the primary dwelling.
Secondary dwelling insurance is in order because you may incur additional liabilities while this dwelling is being constructed. This additional portion or your separate dwelling space has a new date of establishment which differs from your primary dwelling. The age difference is only one major factor. The other factors involved are variable and should be discussed with a professional. It is separate from your homeowner’s insurance policy because that has been in place and the size has been pre-determined. This new dwelling will fall under the secondary dwelling insurance policy. Speak with an agent who will be able to direct you appropriately.
Serving Blue Ridge, GA as well as the entire states of Georgia, Tennessee and North Carolina, The Insurance Mart wants your insurance experience to go well. We want it to be similar to when you visit a mart and you can acquire all of the things you need in one place. In Blue Ridge, GA, the agents and professional staffers of The Insurance Mart want you to do just that. We can also assist with your: Personal Auto, home, commercial, recreational, rental, life and health insurance needs. Call us today at 706-550-6444. We’re waiting to shake your hand and earn your respect.