3 FAQs About Recreational Insurance

You know that you need recreational insurance but there are a few questions that require answers. Read on to get the FAQs about RV insurance!

1. What happens if I want to switch my policy after renewing my old one?

Refunds are rare with insurance premiums. It is best to shop around for potential plans weeks before your old policy expires if you are planning to change providers. Still, if you have found a better plan before your old recreational insurance policy expires in Blue Ridge GA, you may want to do the following:

  • Wait until the time runs out on your freshly renewed plan before signing up for the new policy. Some assurance companies do not increase rates by much and would still be viable options even if you need to get a new quote;

  • Obtain the new policy while keeping your old one. There is no special rule in Blue Ridge GA that prohibits you from having multiple RV insurance policies;

  • Tell your old insurance company that you are thinking of leaving because of the high premiums. Sometimes, in efforts to keep your business, your old indemnity provider will offer you a lower rate.

2. Is the premium a solid amount all year long?

The good thing about recreational insurance is that you can reduce the amount that you pay per month when the vessel is parked. An agent from The Insurance Mart can tell you more about this possibility.

3. How much recreational insurance do I need?

The amount of recreational insurance you need depends on the following:

  • State Minimums;

  • Finance Company Requirements;

The state of Georgia requires all vehicle owners to obtain assurance policies that provide a minimum of $25,000 bodily injury coverage per person as well as $25,000 for property damage coverage per incident. Georgia also requires vehicle owners to have uninsured motorist coverage.

The agents at The Insurance Mart can help you find the recreational insurance plan that best fits your lifestyle. Call them today to get started with a quote!