Recreational vs. Recreational Vehicle Insurance

In today’s rush and hurry world, we often try to do things online or by a phone message that really needs an actual conversation. At The Insurance Mart, we want everyone in Blue Ridge, GA to get exactly the insurance they need, one reason we encourage people to come by and talk about your insurance needs before you buy.

If you try to go the do-it-yourself route, you could end up with not enough, too much or the wrong coverage altogether. For example, there are two different kinds of recreational insurance – outdoor/recreational insurance and recreational vehicle insurance. They’re both known as recreational insurance, for short.

If you want to insure your boat, Seadoo, RV, fifth wheel, snowmobile, dirt bike, dune buggy, golf cart, or ATV, you need recreational vehicle insurance. You’ll obtain a comprehensive policy to protect both rider and ride.

On the other hand, outdoor/recreational insurance offers businesses such as outfitters & guides, rope courses and ATV, bicycle or snowmobile tours either general liability insurance to cover bodily injury and property damage claims or comprehensive protection. It also covers amateur sports events. Although some items covered under it do involve a vehicle, others don’t. A ropes course or 5K race involves only the entrant and their physical capabilities.

The Insurance Mart wants to talk with you to know if you need insurance for your weekend ride or your weekend business. If you buy online, the similarities in name and some coverages might seem the same. You won’t have what you need though.

Come visit us in Blue Ridge, GA. We’ll help to determine what insurance really serves your needs and your budget.