About Commercial Insurance for a Mobile Business

No matter what type of mobile business you operate in Blue Ridge, GA, it is important to have commercial insurance coverage that protects you and your investment. At The Insurance Mart, we can guide you through all the areas commercial insurance covers and answer any questions you may have along the way. 

What Does Commercial Insurance Cover?

There are four areas covered by a commercial policy. These include commercial auto insurance, general liability insurance, inland marine coverage, and workers’ compensation. 

Commercial Auto Insurance

In Georgia, you are required to have commercial auto insurance that covers trailers, food trucks, and other business vehicles. The coverage is for protection in case of an accident and takes care of bodily injury, weather-related damage, vandalism, and property damage. 

General Liability Insurance

If someone is injured while they are at your mobile base of operations, or if you cause damage to someone’s property accidentally, general liability insurance steps in.

Inland Marine Coverage

If your mobile business is on the road, or you are operating your business at different locations, while in transit, the policy provides coverage for tools, inventory, and equipment. 

Workers’ Compensation

If your mobile business has three or more employees, the state requires that you carry worker’s compensation insurance. If you are part of the three or more employees and work full-time, part-time, or are an officer of the mobile company, you are included as needing to be covered by the policy. Workers’ compensation takes care of work-related injuries.

Contact Us

Take your mobile business wherever you need to go in Blue Ridge, GA, with confidence when you have a commercial insurance policy to cover your needs. Contact our agents at The Insurance Mart and let us get a commercial policy in place sooner rather than later.