When looking for car insurance, many factors influence the price that you pay for your premium. Some factors are unchangeable such as your age and if you are a are male or female. However, there are other factors in wich you can control:
The number of insurance claims presented in past years can have an effect on your premium. If you have a history vehicle accidents, the insurance company will want to look at your driving record and understand who or what has caused the accidents.
Ticket and DUI History
If you have been pulled over by the police many times for speeding and it has resulted in your receiving tickets, this too will push your premium high as you are considered a risky driver.
If you have received a DUI, this stays on your record and can affect the insurance premium for up to 10 years. If you have received multiple DUIs, many insurance companies will refuse to provide insurance at all.
Where you call home can affect the premium if the area has a record and high risk of theft or vandalism. Those living in a busy urban area will experience an increase as compared to those in suburban or small town residentials areas.
On the flipside, if you live in a suburban or small town and drive a distance to get into the city to work, this is also taken into consideration because of miles were driven to get to work as well as where the vehicle is parked during work hours.
To discuss your insurance needs and receive a quote, call The Insurance Mart in Blue Ridge, GA to learn more.